tobous.com Review - Scam Detector (2023)

FAQs

What is a good scam detector score? ›

Based on the score, each event is segmented into one of 5 risk levels: Very Low Risk (0 – 9): Lowest possibility of fraud. Low Risk (10 – 49): Low possibility of fraud, but may include false negatives (risk). Medium Risk (50 – 69): No strong indication of positive or negative outcome.

News media platform educating consumers on how to avoid financial fraud in every industry, all around the world. Scam Detector has been featured on Fox, ABC 7, CNET, Global TV, CTV, Citytv, and Toronto Star.

scam-detector.com Top 4 competitors

Other competitors of the scam-detector.com in March 2023: scamadviser.com, with 14.5M visits, 69 authority score, 75.68% bounce rate. scamdoc.com, with 1.3M visits, 48 authority score, 71.72% bounce rate. scampulse.com, with 575.1K visits, 40 authority score, 89.05% bounce rate.

If you see Scam Likely appear for an incoming call, you can generally assume it's an unwanted call and ignore it. Of course, scam warnings like these cannot ever be foolproof, so it's always possible that a valid phone call can get flagged as a scam risk.

Fraud detection generally involves data analysis-based techniques. These techniques are broadly categorized as statistical data analysis techniques and artificial intelligence or AI-based techniques.

Younger adults reported losses to online shopping fraud – which often started with an ad on social media – far more often than any other fraud type, and most said they simply did not get the items they ordered. Younger adults were over four times more likely than older adults to report a loss on an investment scam.

Vishing is a telephone scam in which criminals claim to be a person, a bank, an energy or gas company, or any other organization that would have a reason to contact you. Their aim is to steal personal or bank information or even to convince people to transfer money to scammers.

What is the swiping scam method? ›

Swiping cards scamming is a type of fraud that involves the use of stolen credit card information to make purchases or withdraw money from a victim's bank account. The scammer may also use the stolen information to open new accounts in the victim's name, allowing them access to funds for their own benefit.

IP tracing

An IP address can be used to trace the location of the scammer if the IP address is not hidden using a VPN or other means. There are a variety of ways to obtain someone's IP address.

The national Do Not Call list protects landline and wireless phone numbers. You can register your numbers on the national Do Not Call list at no cost by calling 1-888-382-1222 (voice) or 1-866-290-4236 (TTY). You must call from the phone number you wish to register. You can also register at donotcall.gov.

Your carrier may offer a service that allows you to block fraud calls. For example, AT&T launched ActiveArmor for iOS and Android users in early 2023. Verizon offers Call Filter, and T-Mobile has Scam Shield. AT&T's free version has blocking services, and T-Mobile's is free.

If you answer the call, your number is considered 'good' by the scammers, even if you don't necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud. The less you answer, the fewer robocalls you will receive.

You May Have to Pay a Hefty Phone Bill

That's because many spam calls originate from high-cost international phone lines. If you accidentally call back or connect to one of these numbers, you'll be responsible for a hefty phone bill. And the scammer on the other end will make money off of you.

Why am I receiving so many more spam calls? Usually, you receive spam calls because your number has been sold to scammers. They try their best to defraud you by calling you repeatedly. Make sure you report these scammers regularly to Better Business Bureau and Federal Trade Commission.

Research suggests that although males are most frequently the perpetrators, in 31% of fraud cases, a woman is the principle perpetrator.

How do I outsmart an online scammer? ›

In 2022, the most commonly targeted age group by fraudsters was people ages 30 to 39, among whom 205,154 cases of fraud were reported to the Federal Trade Commission (FTC) in the United States. People aged 60 to 69 were the second most commonly targeted group, with 200,216 reports of fraud in the same year.

Contact your bank immediately to let them know what's happened and ask if you can get a refund. Most banks should reimburse you if you've transferred money to someone because of a scam.

There are five area codes you should be wary of, according to Social Catfish: 268 (Antigua and Barbuda), 876 (Jamaica), 473 (Grenada and Carriacou), 649 (Turks and Caicos Islands) and 284 (British Virgin Islands).

In 2022, the District of Columbia was the state with the highest rate of consumer fraud and other related problems, with a rate of 1,747 reports per 100,000 of the population.

Your phone number is an easy access point for scammers and identity thieves. Once they know your number, they can use it to send you phishing texts, trick you into installing malware and spyware, or use social engineering attacks to get you to hand over your personal identifying information (PII).

They accumulate your data through sources like warranty cards, online purchases, even searching for number online to build a more lucrative file to sell. Here are a few examples: “800”, “888”, and “900” numbers are another way for telemarketers to obtain your phone number.

Once the victim returns the call, the scammer can run a variety of scams, most commonly offering fraudulent tax relief services. The eavesdropping scam deploys both a new tactic (leaving non-descriptive voicemails to get a call back) and a new script (pretending to discuss the recipient).

How long is jail time for swiping? ›

a misdemeanor credit card fraud conviction is punishable by up to one year in county jail and a fine up $1,000 fine; a felony credit card conviction is punishable by 16 months, 2 or 3 years in jail and a fine up to $10,000.

But new research suggests retailers and ATM operators could reliably detect counterfeit cards using a simple technology that flags cards which appear to have been altered by such tools. A gift card purchased at retail with an unmasked PIN hidden behind a paper sleeve.

Law enforcement will obtain a search warrant from a judge authorizing them to search for and seize evidence related to the online scam. This may include computers, cell phones, bank records and other documents. Another common way the federal government gathers evidence is through subpoenas.

Scammers use auto-dialers and spoofed area codes to trick people into picking up the phone. From there, it's a numbers game. The scammers want to get as much personal information from the call recipient as possible. That can include anything from names and birth dates to credit card numbers.

If you have fallen victim to a scam, your local police department should be able to help along with the resources mentioned above. It is generally best to file a police report on a scammer, reach out to your bank, and file a complaint with the appropriate federal agency as soon as possible after you have been scammed.

Your phone's dialer app likely has a built-in spam filter you can easily enable. Android devices that use Google Phone as the default dialer app can filter spam calls within the app's settings.

Block calls from your phone

Receive an unwanted call? You can: Press *61 to add the number of the last call received to your call block list. Press *80 to turn call blocking off.

Block calls from your Android phone

Open your Phone app. Tap More > Call history. Tap a call from the number you want to block. Tap Block/report spam.

The Android is the most popular mobile phone operating system, and there are hundreds, maybe thousands of apps for blocking spam calls and spam SMS for this operating system. Some of the most popular spam blocker app filters are Truecaller, Hiya, Kaspersky Antivirus AppLock & Web Security, and Comodo Anti-Spam Gateway.

How accurate is scam likely on Android? ›

As no spam filter technology is 100% accurate, it's possible that some legitimate calls might get wrongly labeled as “scam likely”. However, this is rare. Therefore, if you decide to answer a scam likely call, use an abundance of caution. Also – not all scam numbers are picked up and flagged by the scam likely filter.

It involves evaluating transaction data, identifying any fraud indicators that are present, and assigning a point value to each one. The points are tallied up into a final score that determines whether the transaction should be accepted, rejected, or held for manual review.

If you still get scam calls even with these free services, don't worry. Both Android and iOS allow you to detect and block scam calls, no matter what carrier you have.

If you answer the call, your number is considered 'good' by the scammers, even if you don't necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud. The less you answer, the fewer robocalls you will receive.

By default, a score of 65 or above indicates elevated risk, while a score of 75 or above indicates high risk.

The CashScore measures the relative probability of credit default in rank order on a scale from 0 to 999 (999 being the best possible score). This means that a consumer with a score of 875 is less likely to default on a loan than a consumer with a score of 425.

Risk scoring is a fraud prevention tool that uses statistical models to compare card-not-present transactions against predefined rules and databases of past transactions. Each transaction is tested for the probability of being fraudulent.